Archive for January, 2016


Canada’s Parliamentary Budget Officer

 I had the TV on last night waiting for a show to come one.. it was a Canadian Station. I was just sort of listening to what they were talking about. As I listened a bit closer it sounded like something that I should pay attention to. The writing at the bottom of the screen […]

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How many credit cards to you carry?

Having a credit card gives many people a feeling of security. Many think if I have one 2 would be better.. just in case. Then we all know that 3 is better than 2…. Maybe having 10 more would even be better…. How many credit cards do you have? Now the next questions is… How […]

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How long have you been in debt?

 I got an interesting email the other day. It was from a reader who said he didn’t remember when he was not in debt. Not having to scrimp by… living paycheck to paycheck. He always had enough money to pay his bills but no matter what he did he was never able to get ahead. […]

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Cooking With A Crock Pot Saves Money

Every little bit of extra money helps when your trying to get out of debt. I am not going to tell you about the many ways that your able to save money by making your own laundry detergent, or floor cleaner or any other items such as that. Items that you are always buying because […]

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Is that bill a debt?

Bills bills and more bills… But all bills are not created equal. Most people would lump all of their bills together and say …. I owe $XXXXXX amount of money or I owe $XXXX each month. If you separate your bills into “True Bills” and “Debt”.. you will have a better understanding of how a […]

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Pay Yourself FIRST!

When every penny counts it is hard to think of paying yourself first…. But it is so important. When you pay yourself FIRST you are putting away just a very small portion at a time out of all monies coming in. I know I know…. I hear you…..when the money comes in and I USE […]

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Stop Wasting Time

What are you waiting for? The clock is ticking… Tick Tock Tick Tock.  Everyday that you delay doing something about your debt problem… it just gets bigger and bigger. It has been said that TIME waits for no one… well might I suggest that those interest charges that keep piling up don’t wait for anyone […]

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A Meal Out or Learning to be Debt Free

I have a question for you……Which would you rather have…. 1…. A nice meal out? 2…. Being on your way to living debt free? Decision decisions….Let’s examine those 2 options… #1…. A nice meal out. Having a nice meal out will take a few hours, and the chances of the meal being extremely enjoyable are […]

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Dr. Tom Watson: Getting Debt Free (pt.4)

What would it be like to be debt free?…. If your one of the millions of people who are in debt that statement may seem unreal to you. Being in overwhelming debt is the number 1 cause of stress and also one of the biggest reasons that marriages end in divorce. This is the last […]

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Dr. Tom Watson: About Your Mortgage (pt.3)

This is the 3rd in a series of 4 videos that Dr. Tom Watson talks about his workshops that he gives about being in debt. Whatever your reason for being in debt, Dr. Tom Watson can offer help to guide you out of your financial troubles. Watson has been teaching people how to eliminate their […]

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